Independent firm. Not affiliated with OPM, USPS, or any government agency.
386-214-3461Mon to Fri, 10 AM to 8 PM ET
Serving Those Who Serve America
I sit down with federal and postal employees and explain FERS, your TSP, and your savings in plain English, so you know exactly where you stand before you retire.
Free, always. No cost, no pressure, and you are never billed.
Elite Federal Partners
Mary Pretorius
Founder
Daytona Beach, Florida
Before You Retire
If you nodded at even one, you are exactly who I sit down with.
The Three Questions
Your income needs in retirement, in real dollars, not guesses.
Your FERS or CSRS pension, TSP, Social Security, and savings, added up together.
Strategies families use to protect savings from a market drop and plan income built to last.
Educational review. No obligation. Guarantees mentioned in any product discussion are backed by the claims paying ability of the issuing insurer.
| What most people get | What you get here |
|---|---|
| Forms and deadlines from HR | A plan, explained in plain English |
| A pitch from someone who saw your balance | Teaching first, as many conversations as you need |
| A generic website and a stranger on the phone | Mary, by name, who has walked into the back of post offices for years |
Request your review. Choose a time that works for you, including evenings for postal schedules.
Sit down with Mary for about an hour, on Zoom, Teams, or by phone. Bring the documents on our checklist.
Leave with clarity: where you stand, the gaps, and your options, explained. Never billed.
A free analysis of FERS, TSP, and FEHB so you know exactly where you stand.
Guidance built around the realities of USPS careers.
A plan that turns your TSP, old 401(k)s, and savings into reliable monthly income.
Designed to protect savings from market losses and create income for life. No variable annuities.*
Term, whole life, IUL, and final expense to protect the people you love, and planning so your care never becomes a burden on your family.
Ways to discuss keeping more of what you earned in retirement, plus beneficiaries and revocable trusts.
Guarantees are backed by the financial strength and claims paying ability of the issuing insurance company.
Mary Pretorius
Daytona Beach, Florida
A Note from Mary
For years I drove up to 140,000 miles a year, walking into the back of post offices and federal buildings to meet people where they work. I learned that most federal employees never get real education about their own benefits.
So I teach.
I take the time to know you, the people you love, and the retirement you hope for. Then we build a plan around your life, not a product.
Mary Pretorius, Founder, Elite Federal Partners
Yes, always. There is never a charge to sit with Mary, no matter how many appointments.
Through the companies she represents. The client is never billed for any services.
No. Elite Federal Partners is an independent firm, and its agents are Certified Federal Retirement Consultants (FRC) through FFEBA.
An annuity is a contract with an insurance company. You pay in, and the company agrees to pay money back to you under the terms of the contract, either now or later. It is not a bank account, and it is not FDIC insured. There are several kinds, and they work very differently, so Mary explains them in plain English before anyone decides anything.
She prefers stability and safety for her clients.*
Guarantees are backed by the financial strength and claims paying ability of the issuing insurance company.
I keep a limited number of reviews each day so every family gets my full attention.
No cost, no pressure, never billed.
